Quick Guide to Documentation That Buyers Need for a Lender

Standard Items :

  • Copies of Driver's License or legal ID
  • Full Months Pay Stub for each applicant
  • Last 2 year's W-2s
  • Last 2 years tax returns
  • Contact number for employer
  • Most recent 2 month bank statement (with all pages)
  • Provide all asset documents for 2 months, especially pertaining to where down-payment if applicable, is coming from
  • Copies of all cancelled earnest money and due diligence checks (once cleared their account)
  • Name and contact info for their home insurance provider
These are the basics. It may also be required to get other information such as proof of citizenship, prior to 2 most recent year's income documents business license etc., but that is where a detailed review with a lender will reveal more details and requirements.
Best lenders we know to get a loan fast and with lowest 'hassle' :