Standard Items :
- Copies of Driver's License or legal ID
- Full Months Pay Stub for each applicant
- Last 2 year's W-2s
- Last 2 years tax returns
- Contact number for employer
- Most recent 2 month bank statement (with all pages)
- Provide all asset documents for 2 months, especially pertaining to where down-payment if applicable, is coming from
- Copies of all cancelled earnest money and due diligence checks (once cleared their account)
- Name and contact info for their home insurance provider
These are the basics. It may also be required to get other information such as proof of citizenship, prior to 2 most recent year's income documents business license etc., but that is where a detailed review with a lender will reveal more details and requirements.
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